Automobile Accidents in Florida

While the convenience of the motor vehicle as a mode of transportation is abundantly clear, the inconvenience and problems caused by an accident are strikingly apparent from the moment the accident occurs. If I can never work again, who will provide for my family? If I need long term or permanent care, who will pay for it? Who pays for the damage to my vehicle? What about the car rental? What happens if I am the victim of a hit and run? What if I get hit by an uninsured driver? What happens if I lost some time at work? Should I file a lawsuit? I am injured, what should I do? What if I am injured from an automobile accident but I don't have insurance and I was the passenger? What if I am on a motorcycle or am hit by one? What if I am a pedestrian and get hit by a motor vehicle? These questions and others will be discussed by our Coral Gables Injury attorneys so we can provide a course of action on how to proceed.

Florida has its own set of laws which cover automobile accidents often called "The No-Fault Law". One of the main parts of this law seeks to provide medical treatment to anyone involved in an automobile accident whether that person is at fault or not, while prohibiting lawsuits for injuries unless such injuries are serious and permanent. Florida is one of a handful of States in the United States of America that requires every owner or registrant of a vehicle to have personal injury protection coverage. This type of insurance provides $10,000.00 worth of medical treatment for injuries sustained as a result of the accident, regardless of who was at fault in the accident. In other words, even if you were at fault in the accident and are injured, you will have insurance to pay for up to $10,000.00 worth medical treatment that is reasonable and medically necessary. Florida's PIP laws also provide that you will get up to 60% of lost wages resulting from the accident and some additional benefits.

Many involved in an automobile accident will be presented with several questions, including those identified above. One of the main questions becomes what happens if pain from the injury does not go away and the medical providers tell you that you have no more insurance money to pay the medical bills. For many, the answer will be to hire an attorney to try and seek full compensation from the other driver or possibly another person or company that was responsible for the accident. In some instances, victims of automobile accidents are contacted by an insurance company to induce a victim to settle for a small sum. That is why it is important to seek legal advice immediately.

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